Our Christmas Savings Account helps you prepare early for a calmer, more affordable festive season. Set up regular deposits and build your savings in the background.

Save any amount, as often as you like, via payroll deduction, standing order or one-off bank payments, whatever suits you.

To keep you on track, the account is locked until the first working day of October. You can then withdraw funds as needed before it locks again on 31st December.

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Debt Consolidation Loan

If managing several repayments has been on your mind, a Debt Consolidation Loan could be one option worth exploring.

Our Debt Consolidation Loan is available to:

• Existing members of Scottish Universities Community Bank
• New members who are eligible to join (staff and students of Scottish universities and colleges, and their families).

Start by completing the Debt Consolidation Application on the member area, submit the required documents, and wait for the decision from the credit Union. If approved, all funds would be paid to the creditors.

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