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Payroll Savings and Loans for University Staff

Saving made simple with monthly salary deduction.

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Loans of Every Size to Suit Your Needs

Responsible, low-interest loans tailored to suit you.

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Grow Your Savings the Easy Way

Safe, secure and stress-free saving with First Scottish.

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Looking for a loan?

Looking for a loan?

From home renovation to that perfect family holiday, our low-interest loans from £300 to £25,000 could make your dreams a reality

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Saving for your future?

Saving for your future?

Save as little or as much as you like with payroll deduction and watch your money grow in no time

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Why join us?

Why join us?

Find out what joining our credit union could do for you and your finances

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First Scottish University Credit Union

Here When You Need Us

 

With over 30 years of experience, we know a thing or two about looking after your money. First Scottish University Credit Union is a member-owned, not-for-profit financial co-operative that offers a smooth and straightforward way to save every month through payroll deduction for university staff members in Edinburgh.

 

Need a little extra? We also offer fair and competitive loans that suit your needs and don’t cost the earth. Unlike traditional banks and high street lenders, our set interest rates mean you get the exact same deal as everyone else, no matter your credit score.

 

First Scottish University Credit Union is designed to help you manage your money in a way that benefits you first and foremost. Our only shareholders are our members and every penny we receive is used to improve the products and services we provide – our goal is to encourage healthier financial habits that are guaranteed to safeguard your future.

  • Saving money directly from my pay helps me manage my money in alternative way to a traditional bank. There is also the ability to borrow money with ethical advice about repayment and at favourable rates. It has helped my family save for holidays and other expenses. The App allows access to your savings when you need them and the staff are all friendly and helpful. I would highly recommend the Credit Union to my colleagues

    Mark, Napier University

  • "I love the Credit Union and cannot think of a better way to save and borrow at the same time. We have had many happy holidays and wouldn’t have been able to visit Jamaica six times without their help!"

    Tricia, The University of Edinburgh

  • "Having the funds taken off of your salary means that you never miss a payment. I use the Credit Union mainly for our holidays but many a time over the years, having access to savings have meant that emergency jobs or big household purchases have been easy to achieve."

    Helen, The University of Edinburgh

  • "I'm delighted with the service they supply, they are always very helpful and they are very responsive, I will be using them for a long time to come."

    Liam, The University of Edinburgh