We lend to students, academic staff, catering staff, administration staff and anyone else working for a University or College.
Check out how much our borrowing costs using the loan calculator.
Who Are We?
Founded in 1991 at Heriot-Watt University, Scottish Universities Community Bank (SUCB) began as a small credit union for university employees in Edinburgh. More than 30 years later, we have grown to serve staff, students, graduates, and family members from universities and colleges across Scotland.
With over 1,200 members and decades of experience, we have built a reputation for trust, transparency, and community values. Every decision we make supports our members, not shareholders, because your well-being is our bottom line.
What do We Do?
I could not do without the flexibility of the bank. It has been an valuable tool for me for years and I have achieved things through saving with them I would never have been able to do otherwise.
Anon
Carol and the team are simply fantastic and go above and beyond to meet the needs of every customer. Thanks so much for your continued help and support.
Anon
Top class customer service with stafff who are prepared to go that extra mile.
Anon
Saving money directly from my pay helps me manage my money in alternative way to a traditional bank. There is also the ability to borrow money with ethical advice about repayment and at favourable rates. It has helped my family save for holidays and other expenses. The App allows access to your savings when you need them and the staff are all friendly and helpful. I would highly recommend the Credit Union to my colleagues
Mark, Napier University
I could not do without the flexibility of the bank. It has been an valuable tool for me for years and I have achieved things through saving with them I would never have been able to do otherwise.
Anon
Carol and the team are simply fantastic and go above and beyond to meet the needs of every customer. Thanks so much for your continued help and support.
Anon
Top class customer service with stafff who are prepared to go that extra mile.
Anon
Saving money directly from my pay helps me manage my money in alternative way to a traditional bank. There is also the ability to borrow money with ethical advice about repayment and at favourable rates. It has helped my family save for holidays and other expenses. The App allows access to your savings when you need them and the staff are all friendly and helpful. I would highly recommend the Credit Union to my colleagues
Mark, Napier University
I could not do without the flexibility of the bank. It has been an valuable tool for me for years and I have achieved things through saving with them I would never have been able to do otherwise.
Anon
Carol and the team are simply fantastic and go above and beyond to meet the needs of every customer. Thanks so much for your continued help and support.
Anon
Top class customer service with stafff who are prepared to go that extra mile.
Anon
Saving money directly from my pay helps me manage my money in alternative way to a traditional bank. There is also the ability to borrow money with ethical advice about repayment and at favourable rates. It has helped my family save for holidays and other expenses. The App allows access to your savings when you need them and the staff are all friendly and helpful. I would highly recommend the Credit Union to my colleagues
Mark, Napier University