Covid-19

We’re closely monitoring all coronavirus (COVID-19) updates from the Government and NHS and as always our member and staff well-being is our top priority. 

 

As Government advice is changing on a regular basis we want our members to be reassured that we have a robust contingency plan in place to provide you with our normal service standards. Our staff are currently providing member services remotely and adhering to social distancing guidelines. Our staff and member safety is a primary concern so in order to abide by the latest Government rules no visitors will be allowed to visit our office and we ask that our members utilise our online services – If you’re unsure how to register for online banking please do not hesitate to contact us and a member of staff will be happy to help. We will continue to monitor the situation and keep you updated with all news regarding COVID-19.

 

Symptoms of Coronavirus are:

 

– New, continuous cough

– High temperature

– Loss or change to your sense of smell or taste

 

 

Please take care and wash your hands.

Not only has COVID-19 fundamentally changed the way we live our everyday lives and caused great concern for our health, it has also impacted our financial well-being too. With these uncertain times it can be difficult to plan and budget for the future and many worry about mortgage payments, rent and other bills.

 

First Scottish University Credit Union have put together some useful tips & ideas for maintaining healthy finances during COVID-19. For more information on managing your money you can visit our ‘Help Centre’ or to find out what your rights are during COVID-19 you can visit the Money Saving Expert HERE.

 

 

Top 5 Tips

 

  • Spring clean your finances. 

Have a look through your old bank statements to see where you were spending your money every month. With restaurants etc. all closed the temptation to eat out or go shopping is gone, so its a perfect time to spring clean your finances.

 

  • Check out the extra help for University staff.

Have a look online for any university employee or student deals at the moment. Various firms have special offers and discounts for University staff and this is an ideal time to find out where you can make some savings. Every little bit can help!

 

  • Have a look on the Money Saving Expert. 

We would definitely recommend having a look on the Money Saving Expert for useful advice on COVID-19 & schemes that may help you during this time. This information gets updated regularly so it’s great for keeping you well informed about any changing Government advice. They also have a budget planner which is great to help you plan each month.

 

  • Take out a Share Secured Loan.

If you’re worried about using your hard earned savings then why not take out a Share Secured Loan at 6.7% APR with First Scottish? This is great if you need some cash but want to continue to build your savings at the same time.

 

  • Resist online retail shopping.

Lockdown has seen a surge on impulse purchases so if it’s not essential try and resist the temptation to splurge. Instead why not put the money you were going to spend into your credit union savings account?